Instant Shopping Loans at Your Fingertips
Shopping should be enjoyable, not stressful. Whether you're eyeing the latest gadgets, upgrading your wardrobe, or purchasing essentials for your home, FlexiFunds offers shopping loans that are fast, paperless, and completely online. With instant approvals and flexible repayment options, you can make your purchases today and pay later at your convenience.
Why Choose FlexiFunds Shopping Loan?
- Approval in under 5 minutes
- 100% online, zero paperwork
- Attractive interest rates
- Loan amounts starting from ₹5,000 to ₹2,00,000
- Flexible EMI plans up to 24 months
- No hidden charges or prepayment penalty
- Secure and encrypted processing
How It Works
- Click the Apply Now button below
- Enter your personal, employment, and bank details
- Upload your PAN and Aadhaar or e-KYC verification
- Receive instant approval and disbursal within minutes
Your Shopping Deserves Freedom
Whether it's a smartphone, electronics, fashion, or furniture — FlexiFunds empowers you to shop without limits. Here’s a glimpse of what your shopping journey can look like:
Frequently Asked Questions (FAQs)
A shopping loan is a type of personal loan provided to help you purchase products or services without upfront payment. You can repay the amount in EMIs.
You can borrow anywhere between ₹5,000 and ₹2,00,000 depending on your eligibility.
Only basic documents like PAN, Aadhaar, and bank details are required. You can also complete KYC online using DigiLocker.
A nominal processing fee between ₹99 to ₹399 may be charged depending on the loan amount.
Once approved, the amount is disbursed directly to your bank account within minutes.
Yes, the loan amount can be used for any type of shopping, online or offline. There are no spending restrictions.
A basic credit score helps in faster approvals, but we also consider alternate data for eligibility.
No, FlexiFunds does not charge any penalty for early repayment of your loan.
Yes, once logged in, you can track your loan status, EMI schedule, and repayment history in your dashboard.
Any salaried individual aged 21 to 60 with a valid Indian bank account and ID proof can apply.