~ how it works ~

our working process

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Apply Online

Fill out a quick form in minutes for instant loans.

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Get Instant Approval

At Flexifunds, No long Wait, just fast decisions!

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Recieve Your Funds

After verifying the application of user, cash straight to your account.

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Repay with Ease

Flexible and stress-free repayments with 3 day cooling off period.

FlexiFunds - Your Payday, Your Way

"Smart Loans, Quick Approvals – Experience the Best Features for Your Financial Needs!"

Fast Approval

Instant decisions with minimal paperwork

Transparent Fee

No hidden charges, just clear terms

quick disbursement

Funds transferred directly to your account

No Collateral Required

100% Unsecured Loans for your convenience

Why Choose Us?

"Your search for the best short term loan company ends here – fast approvals, low rates, and hassle-free loans!"

Smart and Easy Borrowing

Get Funds whenever you need

Exceptional Customer Support

Affordable borrowing with reasonable Interest rate

Secure, Hassle-Free and User-Friendly Environment

Zero prepayment & Foreclsure charges - Pay Early and save more

"Get Instant Payday Loans & Quick Personal Loans – Fast & Hassle-Free!

Our hassle-free small financing solutions provide you with fast access to funds when you need them the most.
Apply now and secure your short-term loan in minutes!

Apply For Loan

Rates & Charges

Minimum Loan Amount Rs. 5,000/- Maximum Loan Amount Rs. 100,000/-
Processing Fee 5% to 8% of loan amount Pre - Closure No pre-closure charges
Tenure Days 90 Days to 365 Days ROI (Rate of interest) 0.2% to 0.8% Daily
APR (Annual Percentage Rate) @ 18% to 35% Cheque Bounce Charges Rs. 1000/-

How is APR determined?

Annual percentage rate APR is based on several factors, including your credit score, the amount you wish to borrow, and your steady income. Generally, a good CIBIL score qualifies for a lower APR, while a lower CIBIL score results in a higher APR. However, in our case, we offer a fixed APR that remains the same for all borrowers, regardless of individual credit profiles.

Tenure Loan Amount Interest Rate Admin Fees APR Amount Depsoited EMI Total Interest
12 Months Rs. 1,00,000 21.3% PA Rs. 4000 29.30% Rs. 96,000 Rs. 9311 Rs. 11,732

Personal Loan Eligibility Criteria

Indian Resident
Age – 21 to 58 Years
Monthly Income 35,000
Credit Score – 650 Above
Documents- Pan Card, Aadhar Card, Last Six Month salary Account Bank Statement & any Utility bill.
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